Know Everything about Fixed Deposit Interest Rates. Get latest Updates and news on FD schemes and earn high returns on your Investment.

4 Ways Periodic Payout Schemes Prove Beneficial

As experts suggest, a fixed maturity period plan shouldn’t be your ideal choice if you’re trying to secure your retirement. Post-retirement time is full of unexpected emergencies and expenses which can be hard to deal with if regular income is not available. Thus, periodic payment investment is a better alternative in the long run.


Here are few ways Periodic payout investment schemes can be beneficial:

A Steady Source of Income: Post-retirement your regular income - your salary is no more there to afford your expenses, thus, you need a replacement. A stable source of income such as periodic payment investments will suffice to pay for the ‘inevitable’ post-retirement expenses.

Emergency Fund: As an investor planning for his/her retirement, it would be sensible to invest in multiple periodic payment schemes. You can use the regular payout to cover your monthly expenses and use the remaining sum to create an emergency fund.



Fulfill your Dreams: Retirement is a time which should be utilized to do things that make people happy like a foreign vacation. However, due to a restricted budget, for some people, even the thoughts of something like this sounds expensive. You can avoid ending up like that by investing in multiple periodic payment investment plans which helps to secured your retirement life.



Continue with your current Lifestyle: Most people change their lifestyle post-retirement to reduce their cost of living and prolong their retirement savings. But, things don’t have to be like this if you save smartly and invest in multiple periodic payment investments.

Bottom Line: As per the study investors always recommend the Fixed Deposit (FD) risk free investment which provide the assured returns.

No comments