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Know PF Balance and how to Withdraw it Easily?


An employer-sponsored retirement savings plan is the Employee Provident Fund (EPF). Both the employee and the company contribute money into a savings account that they can withdraw when they retire or change employment. The interest rate on EPF contributions for the fiscal year 2021-22 is 8.5% p.a., which is lower than the FD rates in India. EPF calculator, like a Fixed deposit plans calculator, is an online tool that assists in computing EPF estimates upon retirement.

SMS, missed calls, EPFO app/Umang app, EPFO Portal/Umang App, and EPFO Portal/Umang App are all now accessible for monitoring your EPF balance. Employees may now instantly see their PF account and PF data online.

Before accessing your EPF balance, ensure your employer has approved your Universal Account Number (UAN). A UAN, or unique identifying number, is provided to every employee who participates in the EPF system. 

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