Which Investment Gives Higher Returns?

If you want to choose an investment option with the motive of savings, then you need to select from the right option for from the list of investment available in India.

Fixed Deposit: FD is considered to be one of the Best Saving Schemes in India, as it has low risk and the guaranteed higher returns. Some of these also offer income tax benefits.

Most FDs have a fixed interest rate. Generally, the rate of interest is higher, that gives higher returns.

The payout of FD can be quarterly, monthly, bi- yearly or annual. If you take onetime payout on maturity. It offers the highest interest, as the interest gets compounded.

Post Office Schemes: One more safe and long-term investment is Post Office schemes. Here, you can choose from varying tenures and government approved rates. This is the best investment interest rates. There are several schemes under Post Office schemes such as NSC or National Saving Certificate, PPF or Public Provident Fund, POMIS or Post office monthly income scheme, POTD or Post-office time deposit and KVP or the Kisan Vikas Patra.

Endowment Plans: If your sole objective is higher return, then you can also choose the endowment plan. These are brought by the insurance companies and offer endowment plans to offer life cover, combined with savings. The advantage of such investment is the payout is guaranteed, whether the policy holder is alive or not for the entire tenure; otherwise nominee gets it.

To know the other options for investment, visit: http://www.imfaceplate.com/aditiahuja/high-return-best-saving-schemes-in-india-choose-better-option